Saturday, September 28, 2019

Financial Coaching - Plan Your Future Today

Financial coaching helps you plan your future, provides hope, change habits, and gain confidence in your ability to manage financial decisions. It’s a collaborative, private, and non-judgmental process between you and your financial coach that empowers you to set and reach your goals.

Most people already know how to save money and build wealth. The problem is actually starting. With a financial coach at your side, you’ll be much more successful in taking action.  Similar to working out – when working with a coach, you start and change occurs.

Monday, September 2, 2019

Personal Monthly Budget in Five Steps

“The plans of the diligent lead to profit as surely as haste leads to poverty” - Proverbs 21:5

To direct your spending and financial future a budget is a critical component.  It takes the initiative to start, the hardest step.  Once you start, a key to growing in personal budgeting is understanding that it won't be perfect, it gives you a guideline.  Unplanned events enter into the picture, it's inevitable.  A key is knowing where funds are flowing enabling you to adjust with shifting spending and growing an emergency fund for the unplanned necessities.  A monthly budget will show you how much money expect to bring in against all of your expenditures from required expenses (i.e. Housing, Food, Utilities, Transportation).

To start a monthly budget, the following are five steps:

Saturday, August 24, 2019

Health Care Spending Plan

Health care is a major costs and can be unpredictable when it will be needed. It is a good idea to become familiar with your health care plans and options.  This is a step in understanding and planning your monthly budget.

The following are five steps to reviewing and becoming familiar with your health care.