While debt enables purchases, it also can create another level of stress and anxiety that can go beyond a healthy level.
The rich rule over the poor, and the borrower is slave to the lender. Proverbs 22:7
I read an article that explains that getting out of debt, makes your brain function better. The removal of debt improves:
- Cleans up cognitive functioning of the brain
- Lessons anxiety
- Improves impulse control
To combat debt, simplify your finances as much as possible. Pay off your smallest debt balances and continue until elimination. A key is a personal budget for planning next steps.